Financial Calculators
Budget Planner
Split your income using the 50/30/20 rule: needs, wants, and savings.
Build Budget →Compound Interest
See how your money grows over time with contributions and compounding.
Run Analysis →Mortgage Calculator
Calculate monthly payments, total interest, and true cost of your home.
Calculate →Credit Card Payoff
See how long to pay off your balance and how much interest you'll pay.
Calculate →Savings Goal
Find out how long it takes to reach any savings target, or how much to save each month.
Plan Goal →Debt Payoff
Compare avalanche vs snowball strategies across all your debts. See which saves more and pays off faster.
Compare Strategies →Take-Home Pay
Calculate your Dutch net salary after income tax and tax credits. NL 2025 tax brackets included.
Calculate →Monthly Cash Flow
Enter your real income and expenses to see your actual surplus or shortfall. Not a plan, just a snapshot.
See Cash Flow →Borrowing Capacity
How much can you borrow? Based on VFN / Nibud norms used by Dutch lenders. Accounts for income, housing costs, and existing debts.
Calculate →Comprehensive Budget Planner
Step-by-step budget builder: enter every income source and expense category, then see your full breakdown and a personalised tip.
Build My Budget →Annuiteit Berekenen
Bereken de vaste maandlast van een lening. Vul leenbedrag, rente en looptijd in en zie het volledige aflossingsschema.
Bereken →Kosten Koper Calculator
Bereken alle bijkomende kosten bij het kopen van een huis: overdrachtsbelasting, notariskosten, NHG en hypotheekadvies.
Bereken kosten →Rent vs Buy
Compare the long-term net worth of renting vs buying, including overdrachtsbelasting, NHG, and eigenwoningforfait. See your breakeven year.
Compare →Coming Soon
Net Worth
Investment Growth
FIRE Number
Loan Calculator